Why You Should Never Trust Inflation Numbers

Why You Should Never Trust Inflation Numbers

I’m sure you’ve heard the term inflation before. But what does it mean? How is it calculated? I’m here to break down all the confusion about what inflation actually is. It might surprise you that your inflation number can be vastly different than somebody else’s! Merriam Webster defines inflation as “a general increase in prices … Read moreWhy You Should Never Trust Inflation Numbers

The Problems with Cash

The Problems with Cash

This content may contain affiliate links. See the Privacy Policy for more information. We are slowly moving toward a cashless society. For those who value optimization, this is great news! Cash is inefficient and inconvenient. If cash were to become obsolete tomorrow, I would be ecstatic (sorry drug dealers). Let’s break down some of the reasons why … Read moreThe Problems with Cash

Real Estate: From Zero to Financial Independence

Real Estate: From Zero to Financial Independence

This content may contain affiliate links. See the Privacy Policy for more information. DOWNLOAD THE EXCEL FILE HERE (CLICK ENABLE MACROS) Let me start by saying that real estate is not for everyone. Real estate is much more time-consuming than index fund investing. Additionally, properties need repairs, tenants aren’t always great, and leverage can be scary.  However, if … Read moreReal Estate: From Zero to Financial Independence

The Expense Floor: Why Income Matters

Mind The Gap - Income Matters

This content may contain affiliate links. See the Privacy Policy for more information. The only way to accumulate wealth is to create a gap between your income and your spending. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what … Read moreThe Expense Floor: Why Income Matters

The Savings Paradox

The Savings Paradox - Fly to FI

This content may contain affiliate links. See the Privacy Policy for more information. This post was inspired by a discussion I recently read in one of my active Facebook groups. Some members of the financial independence community felt targeted by the stereotypes attributed to the “typical non-FI” person. These stereotypes include eating at restaurants frequently, … Read moreThe Savings Paradox

Cracking the Nest Egg

Cracking the Nest Egg - Fly to FI

This content may contain affiliate links. See the Privacy Policy for more information. Get ready to go head to head with one of the most sacred tenets in the financial independence community: The nest egg. *Gasps* Find out why I disagree with the traditional nest egg, what the alternatives are, and how to build your … Read moreCracking the Nest Egg

M1 Finance – Start Investing Today

M1 Finance Logo

This content may contain affiliate links. See the Privacy Policy for more information. If you haven’t heard of M1 Finance, it’s the best new online investment platform. The company offers the perfect blend of self-directed and robo-advised investment options. In late 2017 the investment firm decided to cut all robo-advising and management fees from their … Read moreM1 Finance – Start Investing Today

UberEats Bicycle – Skinny Waist, Skinny Wallet

Cody of Fly to FI delivering UberEats

This content may contain affiliate links. See the Privacy Policy for more information. “But Cody, you’re supposed to be cool and successful, not some UberEats delivery guy!” Don’t worry, I have a perfectly good explanation for this. Let me tell you the backstory as to why I currently deliver UberEats as a side hustle. I will … Read moreUberEats Bicycle – Skinny Waist, Skinny Wallet