Mindset

The Problems with Cash

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The Problems with Cash

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We are slowly moving toward a cashless society. For those who value optimization, this is great news! Cash is inefficient and inconvenient. If cash were to become obsolete tomorrow, I would be ecstatic (sorry drug dealers). Let’s break down some of the reasons why cash is sub-optimal at best.… Read More

Mindset

The Expense Floor: Why Income Matters

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Mind The Gap - Income Matters

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The only way to accumulate wealth is to create a gap between your income and your spending. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut to the bone and you still aren’t saving enough to retire?… Read More

Mindset

The Savings Paradox

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The Savings Paradox - Fly to FI

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This post was inspired by a discussion I recently read in one of my active Facebook groups. Some members of the financial independence community felt targeted by the stereotypes attributed to the “typical non-FI” person. These stereotypes include eating at restaurants frequently, paying for cable, indulging in daily lattes, going out for drinks, and many more.… Read More

Investing

Cracking the Nest Egg

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Cracking the Nest Egg - Fly to FI

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Get ready to go head to head with one of the most sacred tenets in the financial independence community: The nest egg. *Gasps* Find out why I disagree with the traditional nest egg, what the alternatives are, and how to build your ideal lifestyle.… Read More

My Journey

UberEats Bicycle – Skinny Waist, Skinny Wallet

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Cody of Fly to FI delivering UberEats

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“But Cody, you’re supposed to be cool and successful, not some UberEats delivery guy!”

Don’t worry, I have a perfectly good explanation for this. Let me tell you the backstory as to why I currently deliver UberEats as a side hustle. I will also highlight the ups and downs of UberEats on a bicycle (pun intended).… Read More