In the personal finance community, people tend to focus all of their energy on the minutia and forget what actually matters. They get sucked into the rabbit hole of “Which fund is best?” or “How can I reduce my expense ratio by .01%?” However, none of these small details make a dent compared to how … Read moreHow To Beat The Expense Ratio
This is the day that TJ from Half Life Theory and I have been waiting for. After hundreds of hours of work, countless mistakes, and a hell of a lot of determination, we have finally launched our podcast, FIRE Below Zero! First, I would just like to thank the entire financial independence community for supporting … Read moreFIRE Below Zero Podcast Launched!
In order to tell this story, I have to jump way back to my high school glory days. Long story short … I used to rap (a lot). In my defense, I didn’t just rap about nonsense. I was always into lyricism and wordplay. Anyway, someone at work found out about this fun fact and … Read moreFighting fired with FIRE
I debated writing this post for a long time because I didn’t want to come off as an over-competitive freak. However, I decided that it was better to be transparent rather than to only highlight the positives qualities about myself. I HATE losing. I get jealous and motivated when I see someone doing something better … Read moreThe Fear of Second Place
Health and fitness are a crucial part of life, yet they are often overshadowed by the pursuit of money. I believe that the reason for this is due to the delayed gratification of a healthy lifestyle. People want easy, quick wins that are tangible and quantifiable. Sorry, but you don’t get six-pack abs after one … Read moreThe Importance of Health & Fitness
In recent years, the laptop lifestyle has enchanted entrepreneurs far and wide. Creative and ambitious individuals are making money online from anywhere they can get a WiFi signal. Everybody wants to invent the million dollar app, build a profitable hands-free business, or make fortunes in a get-rich-quick venture. Although I can’t promise that any of … Read moreA Step-By-Step Guide to Building Your Online Business
I felt obligated to write this post because I know too many people who don’t understand how credit cards work. My aim is to clear up any confusion regarding credit cards, credit scores, and credit in general. Misunderstanding and misusing credit can have detrimental impacts on your financial future. Do you know anyone who could … Read moreCredit Card Basics: Credit Scores & Compound Interest