How to Achieve a 50% Savings Rate (or Better!)

Posted 4 CommentsPosted in Saving Money

The legendary 50% savings rate – for some it seems unattainable. But, the truth of the matter is that it’s just simple math. The math is the easy part, though. In order for this to actually work you will have to (1) track your spending, (2) control each expense category, and (3) save the difference.

This post will show you exactly how much you can spend at various income levels in each of your expense categories in order to achieve a 50% savings rate (or better).… Read More

The Zero-Based Budget Side Hustle Game

Posted 6 CommentsPosted in Side Hustles

The word “budget” often has a negative connotation because it limits or restricts. But what if I told you that a budget didn’t have to be this way?

For the past year or two, I have been playing what I call ‘The Zero-Based Budget Side Hustle Game’. This style of creative budgeting has allowed me to fully enjoy my life while aggressively pursuing financial independence.… Read More