How To Beat The Expense Ratio

How To Beat The Expense Ratio

In the personal finance community, people tend to focus all of their energy on the minutia and forget what actually matters. They get sucked into the rabbit hole of “Which fund is best?” or “How can I reduce my expense ratio by .01%?” However, none of these small details make a dent compared to how … Read moreHow To Beat The Expense Ratio

FIRE Below Zero Podcast Launched!

FIRE Below Zero

This is the day that TJ from Half Life Theory and I have been waiting for. After hundreds of hours of work, countless mistakes, and a hell of a lot of determination, we have finally launched our podcast, FIRE Below Zero! First, I would just like to thank the entire financial independence community for supporting … Read moreFIRE Below Zero Podcast Launched!

The Fear of Second Place

The Fear of Second Place

I debated writing this post for a long time because I didn’t want to come off as an over-competitive freak. However, I decided that it was better to be transparent rather than to only highlight the positives qualities about myself. I HATE losing. I get jealous and motivated when I see someone doing something better … Read moreThe Fear of Second Place

The Importance of Health & Fitness

The Importance of Health & Fitness - Fly to FI

Health and fitness are a crucial part of life, yet they are often overshadowed by the pursuit of money. I believe that the reason for this is due to the delayed gratification of a healthy lifestyle. People want easy, quick wins that are tangible and quantifiable. Sorry, but you don’t get six-pack abs after one … Read moreThe Importance of Health & Fitness

A Step-By-Step Guide to Building Your Online Business

A step-by-step guide to building your online business - Fly to FI

In recent years, the laptop lifestyle has enchanted entrepreneurs far and wide. Creative and ambitious individuals are making money online from anywhere they can get a WiFi signal. Everybody wants to invent the million dollar app, build a profitable hands-free business, or make fortunes in a get-rich-quick venture. Although I can’t promise that any of … Read moreA Step-By-Step Guide to Building Your Online Business

Credit Card Basics: Credit Scores & Compound Interest

Credit Card Basics: Credit Score & Compound Interest

I felt obligated to write this post because I know too many people who don’t understand how credit cards work. My aim is to clear up any confusion regarding credit cards, credit scores, and credit in general. Misunderstanding and misusing credit can have detrimental impacts on your financial future. Do you know anyone who could … Read moreCredit Card Basics: Credit Scores & Compound Interest

I Don’t Contribute to My 401K – Should You?

I Don't Contribute to my 401K. Should You?

For 99% of the population, 401K contributions are a no-brainer. The tax savings, investment growth, and employer match are difficult to make a case against. However, I do not contribute to my 401K. I am in the 1%, but only due to certain, specific conditions. This content may contain affiliate links. See the Privacy Policy for more … Read moreI Don’t Contribute to My 401K – Should You?

The Un-Budget: Say Goodbye to the Traditional Budget

The Un-Budget - Fly to FI

Sorry to break it to you, but the traditional budget is old news… I’ll admit, a budget is a great tool for controlling your finances if your spending is wildly out of control. However, the traditional budget pales in comparison to the all-powerful “Un-Budget”. Are you ready to unlock a savings superpower? This content may … Read moreThe Un-Budget: Say Goodbye to the Traditional Budget

From Unemployment to Geoarbitrage | Rob from “Getting Canned”

Today’s guest post comes from Rob at “Getting Canned”. He’s had quite the FI journey so far and I really think you’ll enjoy reading his story. From unemployment to geoarbitrage, Rob’s been through it all. Nobody can tell his story better than he can though. Enjoy the read! First of all, thanks to Cody for … Read moreFrom Unemployment to Geoarbitrage | Rob from “Getting Canned”