Looking to take control of your finances in 2019? These 6 essential personal finance apps will help you get there. Explore 2019’s best applications for wealth accumulation, investing, expense tracking, budgeting, cash transfers, and travel rewards.
I have personally used all of the apps listed below and many of them on a daily basis. If you’re looking to improve your financial position, gathering the right tools is a great place to start.… Read More
In the financial independence community, people often criticize a bought lunch or a Starbucks coffee. But how much do your work habits actually cost you? In this article, I plan to take a deep dive into the numbers and discover the true cost of the average employee’s daily work habits. Once you understand the relationship between money and time, your whole worldview might just change.… Read More
For those just beginning their journey to financial independence, the first few steps can be scary. Fortunately, there are plenty of personal finance bloggers (myself included) who are willing to help! Nobody should have to take this journey alone, so hop aboard and let’s ride this money train to financial independence.
The goal of this post is to help you understand how to control your money. … Read More
In the personal finance community, people tend to focus all of their energy on the minutia and forget what actually matters. They get sucked into the rabbit hole of “Which fund is best?” or “How can I reduce my expense ratio by .01%?” However, none of these small details make a dent compared to how much money you contribute.… Read More
For 99% of the population, 401K contributions are a no-brainer. The tax savings, investment growth, and employer match are difficult to make a case against. However, I do not contribute to my 401K. I am in the 1%, but only due to certain, specific conditions.
I’m sure you’ve heard the term inflation before. But what does it mean? How is it calculated? I’m here to break down all the confusion about what inflation actually is. It might surprise you that your inflation number can be vastly different than somebody else’s!
Merriam Webster defines inflation as “a general increase in prices and fall in the purchasing value of money.” These prices are calculated by the Bureau of Labor Statistics using a metric called the CPI (Consumer Price Index).… Read More
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Let me start by saying that real estate is not for everyone. Real estate is much more time-consuming than index fund investing. Additionally, properties need repairs, tenants aren’t always great, and leverage can be scary. … Read More
Get ready to go head to head with one of the most sacred tenets in the financial independence community: The nest egg. *Gasps* Find out why I disagree with the traditional nest egg, what the alternatives are, and how to build your ideal lifestyle.… Read More
If you haven’t heard of M1 Finance, it’s the best new online investment platform. The company offers the perfect blend of self-directed and robo-advised investment options. In late 2017 the investment firm decided to cut all robo-advising and management fees from their platform.… Read More
Welcome to Vanguard 101! This course was built to help new investors get started on Vanguard.com by following a simple, step-by-step guide. In my personal opinion, Vanguard is the best option for new investors looking to grow their wealth. However, the platform can be quite difficult to navigate with no prior experience.… Read More