We have such a limited number of hours in the day. Why waste our precious hours on tasks that we can easily automate? Automation and organization allow us to spend time doing the things we want to do and optimize the rest. Are you living an automated life? Or are you trapped in an endless … Read moreHow to Automate Your Weekly Schedule
I’m sure you’ve heard the term inflation before. But what does it mean? How is it calculated? I’m here to break down all the confusion about what inflation actually is. It might surprise you that your inflation number can be vastly different than somebody else’s! Merriam Webster defines inflation as “a general increase in prices … Read moreDoes Inflation Affect You?
We are slowly moving toward a cashless society. For those who value optimization, this is great news! Cash is inefficient and inconvenient. If cash were to become obsolete tomorrow, I would be ecstatic (sorry drug dealers). Let’s break down some of the reasons why cash is sub-optimal at best. Important Note: If you are not … Read moreIs Cash Really King?
The only way to accumulate wealth is to create a gap between your income and your spending also known as the savings gap. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut … Read moreHow to Maximize Your Savings Gap
This post was inspired by a discussion I recently read in one of my active Facebook groups. Some members of the financial independence community felt targeted by the stereotypes attributed to the “typical non-FI” person. These stereotypes include eating at restaurants frequently, paying for cable, indulging in daily lattes, going out for drinks, and many … Read moreWhy You Aren’t Really Saving
This content may contain affiliate links. See the Privacy Policy for more information. Get ready to go head to head with one of the most sacred tenets in the financial independence community: The 4% Rule. *Gasps* Find out why I disagree with the traditional nest egg, what the alternatives are, and how to build your … Read moreIs the 4% Rule Right for You?
This content may contain affiliate links. See the Privacy Policy for more information. Has someone ever told you that they were going to do something and then did it? Did it surprise you? In today’s society, “do nothing” is the default and taking action comes as a surprise. Let’s pretend your friend told you that … Read moreHow to Learn How to To Do Things