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The only way to accumulate wealth is to create a gap between your income and your spending. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut to the bone and you still aren’t saving enough to retire?… Read More
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This post was inspired by a discussion I recently read in one of my active Facebook groups. Some members of the financial independence community felt targeted by the stereotypes attributed to the “typical non-FI” person. These stereotypes include eating at restaurants frequently, paying for cable, indulging in daily lattes, going out for drinks, and many more.… Read More
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Get ready to go head to head with one of the most sacred tenets in the financial independence community: The nest egg. *Gasps* Find out why I disagree with the traditional nest egg, what the alternatives are, and how to build your ideal lifestyle.… Read More
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Has someone ever told you that they were going to do something and then did it? Did it surprise you?
In today’s society, “do nothing” is the default and taking action comes as a surprise. Let’s pretend your friend told you that she wanted to start a YouTube channel for cooking.… Read More