Frugality and deprivation are not synonymous. It’s plenty possible to be frugal without depriving yourself. In my personal life, I have found the perfect balance between spending and happiness.
From the outside, it looks like I’m living just the same as everyone else, but instead of spending every penny I earn, I save 85% of my income.… Read More
The legendary 50% savings rate – for some it seems unattainable. But, the truth of the matter is that it’s just simple math. The math is the easy part, though. In order for this to actually work you will have to (1) track your spending, (2) control each expense category, and (3) save the difference.
This post will show you exactly how much you can spend at various income levels in each of your expense categories in order to achieve a 50% savings rate (or better).… Read More
It’s holiday season and you know what that means … all budgets are off. Wrong! The holidays don’t have to break the bank. In fact, there are plenty of frugal holiday gift ideas that your friends, family, coworkers, and wallet will all love!
In order to succeed this holiday season you just need to brainstorm frugal holiday gift ideas (done for you in this post), write down your budget plan, and execute!… Read More
What exactly is ‘travel hacking’? In simple terms, travel hacking is the art of utilizing credit card sign-up bonuses to earn points and miles in order to travel anywhere for FREE.
I won’t waste any more of your time, so let’s get started with travel hacking! This post is your step-by-step guide to signing up for your first card, earning your points, and spending them.… Read More
From January to June of 2018, I lived in Australia on working holiday. I paid a total of $1,800 for accommodation. If I had been a bit smarter, I could have paid close to $0. But how is this possible?! In this article, I will teach you how to unlock the synergies between credit card bonuses and Airbnb accommodation.… Read More