6 Essential Personal Finance Apps for 2019

Posted Leave a commentPosted in Investing, Saving Money

Looking to take control of your finances in 2019? These 6 essential personal finance apps will help you get there. Explore 2019’s best applications for wealth accumulation, investing, expense tracking, budgeting, cash transfers, and travel rewards.

I have personally used all of the apps listed below and many of them on a daily basis. If you’re looking to improve your financial position, gathering the right tools is a great place to start.… Read More

How to Achieve a 50% Savings Rate (or Better!)

Posted 4 CommentsPosted in Saving Money

The legendary 50% savings rate – for some it seems unattainable. But, the truth of the matter is that it’s just simple math. The math is the easy part, though. In order for this to actually work you will have to (1) track your spending, (2) control each expense category, and (3) save the difference.

This post will show you exactly how much you can spend at various income levels in each of your expense categories in order to achieve a 50% savings rate (or better).… Read More

The Zero-Based Budget Side Hustle Game

Posted 6 CommentsPosted in Side Hustles

The word “budget” often has a negative connotation because it limits or restricts. But what if I told you that a budget didn’t have to be this way?

For the past year or two, I have been playing what I call ‘The Zero-Based Budget Side Hustle Game’. This style of creative budgeting has allowed me to fully enjoy my life while aggressively pursuing financial independence.… Read More

7 Frugal Holiday Gift Ideas You Didn’t Think Of

Posted 6 CommentsPosted in Saving Money

It’s holiday season and you know what that means … all budgets are off. Wrong! The holidays don’t have to break the bank. In fact, there are plenty of frugal holiday gift ideas that your friends, family, coworkers, and wallet will all love!

In order to succeed this holiday season you just need to brainstorm frugal holiday gift ideas (done for you in this post), write down your budget plan, and execute!… Read More

How to Break Away from Financial Dependence on Your Parents

Posted 2 CommentsPosted in Guest Posts

Today’s guest post comes from Harper Reid, a New Zealand native who blogs over at Tumblr. In this post, she focuses on the action items someone should take in order to break away from financial dependence. If you’re looking to gain financial independence from your parents, this article is for you! Similarly, if your son or daughter needs a financial push, this article will lead them in the right direction.Read More

How Much Do Your Daily Work Habits Actually Cost You?

Posted 12 CommentsPosted in Investing, Mindset

In the financial independence community, people often criticize a bought lunch or a Starbucks coffee. But how much do your work habits actually cost you? In this article, I plan to take a deep dive into the numbers and discover the true cost of the average employee’s daily work habits. Once you understand the relationship between money and time, your whole worldview might just change.… Read More

The Un-Budget: Say Goodbye to the Traditional Budget

Posted 10 CommentsPosted in Mindset, My Journey

Sorry to break it to you, but the traditional budget is old news…

I’ll admit, a budget is a great tool for controlling your finances if your spending is wildly out of control. However, the traditional budget pales in comparison to the all-powerful “Un-Budget”. Are you ready to unlock a savings superpower?

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