How to Control Your Money

Posted 4 CommentsPosted in Investing

For those just beginning their journey to financial independence, the first few steps can be scary. Fortunately, there are plenty of personal finance bloggers (myself included) who are willing to help! Nobody should have to take this journey alone, so hop aboard and let’s ride this money train to financial independence.

The goal of this post is to help you understand how to control your money.  Read More

Real Estate: From Zero to Financial Independence

Posted Leave a commentPosted in Investing, Real Estate, Side Hustles

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Let me start by saying that real estate is not for everyone. Real estate is much more time-consuming than index fund investing. Additionally, properties need repairs, tenants aren’t always great, and leverage can be scary. … Read More

The Expense Floor: Why Income Matters

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The only way to accumulate wealth is to create a gap between your income and your spending. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut to the bone and you still aren’t saving enough to retire?… Read More

The Savings Paradox

Posted 2 CommentsPosted in Mindset

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This post was inspired by a discussion I recently read in one of my active Facebook groups. Some members of the financial independence community felt targeted by the stereotypes attributed to the “typical non-FI” person. These stereotypes include eating at restaurants frequently, paying for cable, indulging in daily lattes, going out for drinks, and many more.… Read More

Vanguard 101

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Welcome to Vanguard 101! This course was built to help new investors get started on Vanguard.com by following a simple, step-by-step guide. In my personal opinion, Vanguard is the best option for new investors looking to grow their wealth. However, the platform can be quite difficult to navigate with no prior experience.… Read More