3 Ways to Start Planning for Retirement

How to Start Planning for Retirement

The following is a guest post from freelance writer, Ainsley Lawrence.

Money management is hard, especially if you’re a young adult coming into independence for the first time in your life. Even if you had jobs through high school and college, experiencing newfound independence and no responsibility from school can be an exciting yet daunting experience.… Read More

Why Aren’t People Investing?

Why Aren't People Investing Featured Image

Why aren’t people investing? Are you nervous about making your first investment? Fortunately, today’s guest post from Just Start Investing and highlights the significant role that investing plays in our financial journey. The best time to invest was yesterday, but the second best time is right now. Enjoy!


Investing, in my view, is a basic right.Read More

How to Get Started in Real Estate Investing to Become Financially Independent

Get Started in Real Estate Investing to Become Financially Independent Featured Image

Today’s guest post comes from Ben Mizes, who generously offered to write some great content on how to get started in real estate investing to become financially independent. Although I currently own only one rental unit, real estate will most definitely play a factor in my financial independence journey. Enjoy!


20 years ago, you needed serious money to get started in real estate investing.… Read More

Behind the Scenes of the Financial Freedom Book with Grant Sabatier

Behind the Scenes of the Financial Freedom Book Header

Over the past several months, I have had the good fortune of working directly with Grant Sabatier to launch his latest book, Financial Freedom. Since we’ve been in the trenches together this past week for the book launch, I thought it would be interesting to take you behind the scenes.

I took the time to sit down with Grant and pick his brain about the writing process behind Financial Freedom.… Read More

6 Essential Personal Finance Apps for 2019

6 Essential Personal Finance Apps for 2019 Featured

Looking to take control of your finances in 2019? These 6 essential personal finance apps will help you get there. Explore 2019’s best applications for wealth accumulation, investing, expense tracking, budgeting, cash transfers, and travel rewards.

I have personally used all of the apps listed below and many of them on a daily basis. If you’re looking to improve your financial position, gathering the right tools is a great place to start.… Read More

How to Control Your Money

How to Control Your Money Fly to FI

For those just beginning their journey to financial independence, the first few steps can be scary. Fortunately, there are plenty of personal finance bloggers (myself included) who are willing to help! Nobody should have to take this journey alone, so hop aboard and let’s ride this money train to financial independence.

The goal of this post is to help you understand how to control your money.  Read More

How To Beat The Expense Ratio

How To Beat The Expense Ratio

In the personal finance community, people tend to focus all of their energy on the minutia and forget what actually matters. They get sucked into the rabbit hole of “Which fund is best?” or “How can I reduce my expense ratio by .01%?” However, none of these small details make a dent compared to how much money you contribute.… Read More

Why You Should Never Trust Inflation Numbers

Why You Should Never Trust Inflation Numbers

I’m sure you’ve heard the term inflation before. But what does it mean? How is it calculated? I’m here to break down all the confusion about what inflation actually is. It might surprise you that your inflation number can be vastly different than somebody else’s!

Merriam Webster defines inflation as “a general increase in prices and fall in the purchasing value of money.” These prices are calculated by the Bureau of Labor Statistics using a metric called the CPI (Consumer Price Index).… Read More

Real Estate: From Zero to Financial Independence

Real Estate: From Zero to Financial Independence

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DOWNLOAD THE EXCEL FILE HERE (CLICK ENABLE MACROS)

Let me start by saying that real estate is not for everyone. Real estate is much more time-consuming than index fund investing. Additionally, properties need repairs, tenants aren’t always great, and leverage can be scary. … Read More

The Expense Floor: Why Income Matters

Mind The Gap - Income Matters

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The only way to accumulate wealth is to create a gap between your income and your spending. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut to the bone and you still aren’t saving enough to retire?… Read More