Behind the Scenes of the Financial Freedom Book with Grant Sabatier

Posted 4 CommentsPosted in Mindset

Over the past several months, I have had the good fortune of working directly with Grant Sabatier to launch his latest book, Financial Freedom. Since we’ve been in the trenches together this past week for the book launch, I thought it would be interesting to take you behind the scenes.

I took the time to sit down with Grant and pick his brain about the writing process behind Financial Freedom.… Read More

6 Essential Personal Finance Apps for 2019

Posted Leave a commentPosted in Investing, Saving Money

Looking to take control of your finances in 2019? These 6 essential personal finance apps will help you get there. Explore 2019’s best applications for wealth accumulation, investing, expense tracking, budgeting, cash transfers, and travel rewards.

I have personally used all of the apps listed below and many of them on a daily basis. If you’re looking to improve your financial position, gathering the right tools is a great place to start.… Read More

How to Control Your Money

Posted 4 CommentsPosted in Investing

For those just beginning their journey to financial independence, the first few steps can be scary. Fortunately, there are plenty of personal finance bloggers (myself included) who are willing to help! Nobody should have to take this journey alone, so hop aboard and let’s ride this money train to financial independence.

The goal of this post is to help you understand how to control your money.  Read More

Why You Should Never Trust Inflation Numbers

Posted 8 CommentsPosted in Investing, Mindset

I’m sure you’ve heard the term inflation before. But what does it mean? How is it calculated? I’m here to break down all the confusion about what inflation actually is. It might surprise you that your inflation number can be vastly different than somebody else’s!

Merriam Webster defines inflation as “a general increase in prices and fall in the purchasing value of money.” These prices are calculated by the Bureau of Labor Statistics using a metric called the CPI (Consumer Price Index).… Read More

Real Estate: From Zero to Financial Independence

Posted Leave a commentPosted in Investing, Real Estate, Side Hustles

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DOWNLOAD THE EXCEL FILE HERE (CLICK ENABLE MACROS)

Let me start by saying that real estate is not for everyone. Real estate is much more time-consuming than index fund investing. Additionally, properties need repairs, tenants aren’t always great, and leverage can be scary. … Read More

The Expense Floor: Why Income Matters

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The only way to accumulate wealth is to create a gap between your income and your spending. The rate at which you accumulate wealth depends on the size of this gap. Much of traditional retirement guidance focuses on expense cutting and frugality. However, what happens when your expenses are cut to the bone and you still aren’t saving enough to retire?… Read More

The Savings Paradox

Posted 2 CommentsPosted in Mindset

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This post was inspired by a discussion I recently read in one of my active Facebook groups. Some members of the financial independence community felt targeted by the stereotypes attributed to the “typical non-FI” person. These stereotypes include eating at restaurants frequently, paying for cable, indulging in daily lattes, going out for drinks, and many more.… Read More