It’s holiday season and you know what that means … all budgets are off. Wrong! The holidays don’t have to break the bank. In fact, there are plenty of frugal holiday gift ideas that your friends, family, coworkers, and wallet will all love!
In order to succeed this holiday season you just need to brainstorm frugal holiday gift ideas (done for you in this post), write down your budget plan, and execute!… Read More
The alarm wakes me up at 5:40 AM. I get up, shower, scarf down breakfast, and leave the house by 6:30 AM to catch the 6:57 AM train. The train ride is 1 hour and 23 minutes long. During the ride, I spend my time writing blog posts, editing the podcast, and responding to emails. I arrive at South Station in Boston at 8:20 AM and walk 15 minutes to my office.… Read More
In the financial independence community, people often criticize a bought lunch or a Starbucks coffee. But how much do your work habits actually cost you? In this article, I plan to take a deep dive into the numbers and discover the true cost of the average employee’s daily work habits. Once you understand the relationship between money and time, your whole worldview might just change.… Read More
After hearing Suze Orman on the Afford Anything podcast, I realized something important. The FIRE (financial independence, retire early) movement is wildly misunderstood.
Although many of my friends in the community have already chimed in on this issue, I feel that I can add value to the conversation.
In this post, I intend to shed light upon all of the misconceptions about the FIRE movement.… Read More
There are two types of people in this world — those who control money and those who are controlled by money. If you identify as the latter, my goal is to transform you into the former by the end of this article.
This simple principle is the reason why the rich become richer and the poor remain poor.… Read More
In order to tell this story, I have to jump way back to my high school glory days. Long story short … I used to rap (a lot). In my defense, I didn’t just rap about nonsense. I was always into lyricism and wordplay. Anyway, someone at work found out about this fun fact and the news spread like wildfire.… Read More
I debated writing this post for a long time because I didn’t want to come off as an over-competitive freak. However, I decided that it was better to be transparent rather than to only highlight the positives qualities about myself. I HATE losing. I get jealous and motivated when I see someone doing something better than I am.… Read More
Health and fitness are a crucial part of life, yet they are often overshadowed by the pursuit of money. I believe that the reason for this is due to the delayed gratification of a healthy lifestyle. People want easy, quick wins that are tangible and quantifiable. Sorry, but you don’t get six-pack abs after one workout or recognize that your daily jogs have prevented you from a heart attack 30 years in the future.… Read More
I felt obligated to write this post because I know too many people who don’t understand how credit cards work. My aim is to clear up any confusion regarding credit cards, credit scores, and credit in general. Misunderstanding and misusing credit can have detrimental impacts on your financial future. Do you know anyone who could benefit from this article?… Read More